Why to Get TLC Insurance Coverage

TLC Insurance is required in the five boroughs on New York City, by the New York City Taxi and Limousine Commission (TLC), if you are going to pick up fare paying passengers. It is a type of Insurance that protects you, your passengers and other drivers.

This means that all rideshare drivers, including Uber, Lyft and Via drivers must be covered by TLC Insurance in The Bronx, Brooklyn, Manhattan, Queens, and Staten Island.

In addition to being mandatory TLC insurance protects you. TLC Insurance covers you in three main ways. Property Damage, meaning you would not have to pay for anything in the case of damage to property, your passengers, or other vehicles. Personal Injury protection, meaning if you are in an accident your passengers and other motorists, will have your expenses covered. Lastly Uninsured Motorist Coverage, which protects you in the case of an accident with an uninsured driver.

It is important to note that basic TLC Insurance does not cover you in the case of injury to yourself or property that you personally own. This would require additional insurance or enrolling in a full coverage plan.

How to get TLC Insurance

Traditionally in order to get TLC Insurance in New York City you would have to drive to a brokerage, making it harder to compare prices and much more of a hassle. There is now an App called TLC Snap that allows you to get TLC Insurance without going to a physical broker.

You can watch this video on how to get TLC Insurance through TLC Snap anywhere in New York City.

TLC Snap is the fastest and easiest way to get a TLC Insurance quote. TLC Snap allows you to compare prices from different TLC Insurance companies, including American Transit Insurance Company and works in any of the five boroughs of New York City (The Bronx, Brooklyn, Manhattan, Queens, and Staten Island).